Terms of Use

Last updated October 19, 2026

By using this page you agree to these terms. The page is operated by Simeon Harris, licensed agent with Family First Life – Vasto Life Group (NPN 21682094).

Information only

Content on this page is general information about Indexed Universal Life (IUL) insurance. It is not an offer to sell insurance, not a quote, and not tax, legal or financial advice. Any policy is governed by its own contract, and coverage is subject to the insurance company's underwriting and approval. Submitting a request does not create coverage.

About IUL

IUL is life insurance. Policies have fees and charges that reduce cash value. Index-linked interest is subject to caps, participation rates and other limits, and the 0% floor applies to index credits only; fees and charges still apply. Cash value growth is not guaranteed beyond the floor. Loans and withdrawals reduce the cash value and death benefit and may cause the policy to lapse. Tax treatment described on this page is general, applies under current tax law, and depends on how the policy is structured and maintained.

Where we can help

Simeon Harris is licensed to offer life insurance only in: AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI. Requests from Alaska, Montana, New York, South Dakota, Vermont, West Virginia and Wyoming are not accepted.

Communications

If you check the consent box, you agree that Simeon Harris, licensed agent with Family First Life – Vasto Life Group, may contact you by call, text or email at the number and email you provide, including with automated technology or prerecorded messages, even if your number is on a Do Not Call list. Consent is not a condition of purchase. Message and data rates may apply. Reply STOP to opt out of texts at any time. You confirm the phone number you provide is yours.

Referrals

If you use the referral form, you confirm you have permission from each person you refer to share their contact info with Simeon Harris, licensed agent with Family First Life – Vasto Life Group, who may contact them by phone, text or email. Referrals are always optional and are never tied to any gift, payment or discount.

Acceptable use

Don't submit someone else's information, false information, or automated requests.

No warranties; limits

The page is provided as is. To the extent allowed by law, we are not liable for indirect damages from using it. These terms are governed by the laws of Texas.

Contact

Simeon Harris, Family First Life – Vasto Life Group · (214) 656-0842 · simeonharris.ffl@gmail.com